Central Bank of India National Electronic Funds Transfer (NEFT)

*Please note that other charges will be levied for all Central Bank of India NEFT transactions

Central Bank of India NEFT Timing

NEFT is available to customers 24x7 throughout the year, including holidays. 

For branch transactions, timings depend on the working hours of the respective branch

How to Transfer Funds at Branch via NEFT  

You need to follow the steps given below transfer funds via NEFT.

• Step 1: Visit your nearest Central Bank of India branch.

• Step 2: Request the NEFT application form from the bank staff.

• Step 3: Fill out the form carefully by providing the sender's and beneficiary's details accurately.

• Step 4: Submit the completed form along with the cash payment (if applicable) or authorize the debit from your account.

• Step 5: Collect the acknowledgment slip and note the transaction reference number for future reference and tracking.

Details Required to Carry Out a NEFT Transaction 

You will be required sender and beneficiary details in order to carry out a NEFT transaction. The details you need to know are as follows:  

Sender Details

• Account Holder Name

• Account Number

• Branch Name

• Mobile Number

Beneficiary Details 

• Beneficiary name 

• Account number 

• Bank name 

• Branch name 

• IFSC code 

• Transfer amount 

Process to Transfer Funds through NEFT from Central Bank of India to Another Bank

By following the steps given below, you can transfer funds through NEFT from a Central Bank of India account to another bank account: 

• Step1: Go to the Central Bank of India website
• Step 2: Login to the respective internet banking account by providing username and password
• Step 3: Click on the 'Main Menu' option and scroll down to choose 'Other Bank Account' option
• Step 4: Fill in all relevant details such as the transaction amount, the 'From' and 'To' columns, payment due date and remarks, if any
• Step 5: Enter the transaction password and hit the 'Submit' button

How to Pay Credit Card Bill through Central Bank of India NEFT

It is an easy and hassle-free process to make credit card bill payments through Central Bank of India NEFT. Here is how to do it:

• Log in to the Central Bank of India internet banking account
• Include the name of the credit card company as the beneficiary under the NEFT section
• Provide the IFSC code and 16-digit credit card number in place of the account number
• The credit card issuing authority will be the name of the bank
• Credit card payments can be directed to the credit card company through NEFT funds transfer

Steps to Use NEFT at Central Bank of India

Here are the steps by which you can easily transfer money by using online facility of NEFT: 

• Step 1: Visit the Central Bank of India website or mobile banking app and log in using your User ID and Password.

• Step 2: Navigate to the "Digital Banking" section available on the dashboard.

• Step 3: Select the "NEFT" option from the available fund transfer methods.

• Step 4: If the beneficiary is not already registered, add the beneficiary by entering details such as the beneficiary name, account number, bank name, and IFSC code.

• Step 5: Select the beneficiary, enter the transfer amount, choose the debit account, and add remarks if required.

• Step 6: Review the transaction details and complete the transfer using OTP or transaction password authentication.