IOB Balance Check Number Via Mobile Banking, SMS & ATM

The various ways in which one can check their IOB balance are mentioned below:

Through SMS Banking

Clients of Indian Overseas Bank can text the IOB Balance enquiry number, 8424022122, to check the balance of their account. The user's registered mobile number must be used to send a message in the format shown below:

✔️ BAL<Last four digits of Account Number>

Through ATM

Use an ATM to check the balance on your Indian Overseas Bank account by following these steps:

• Visit the ATM that is closest to you.
• Enter the 4-digit ATM PIN after swiping your IOB Bank ATM card.
• Choosing "Balance Enquiry" is what you should do from the options on the ATM screen.
• The balance of your Indian Overseas Bank account will show up on the screen.

Through Missed Call

For balance inquiries, Indian Overseas Bank provides a missed call service. Customers of IOB can use their registered mobile number to place a missed call to the Indian Overseas Bank Balance Check number, 9210622122 or 9289222029. A message with the user's account balance will be sent to the registered mobile number shortly.

Through Net Banking

To view their IOB account balance, users of IOB online banking or Internet banking can use their net banking account. The steps to check your IOB balance via IOB Internet Banking are as follows:

• Visit the internet banking portal of Indian Overseas Bank.
• Enter your password and Net Banking user ID to log in.
• Select the 'View Account Details' option after logging in.

• Give "Check Account Balance" a try. Your account's available balance will show up on the screen.

Through mPassbook

You can follow the steps given below to check the bank account balance using the IOB mobile app: 

• Download the IOB Mobile Banking app from the Play Store or App Store.  

• Log in using your credentials or MPIN.  

• Once verified, your dashboard will open.  

• Go to section ‘My Account’ and click on ‘View Account Balance’ to see your current balance. 

Through Mobile Banking  

Every detail of the customer's debit and credit transactions is contained in their IOB m-Passbook. Since it's an electronic passbook, or e-passbook, all of the customer's transaction information is instantly updated here. In order to check their balance, customers can also download the Indian Overseas Bank m-Passbook app and log in with their MPIN.

Through UPI 

You can also use any UPI app on your smartphone to check the balance. Here are the steps mentioned below: 

• Open any UPI app on your mobile phone.  

• Log in using your password or security PIN.  

• Link your Indian Overseas Bank account to the app.  

• Select the option ‘Check Account Balance’. 

• Enter your UPI PIN to view your current balance. 

Through USSD Code  

In case you do not have internet access to check your Indian Overseas Bank (IOB) balance, then you can use the USSD service by following these steps: 

• From your registered mobile number, dial 9952#. 

• Select your preferred language.  

• Enter the IFSC code of your IOB branch.  

• Choose the option to check your account balance or mini statement.  

• Follow the on-screen instructions to proceed.  

• Your account balance will be sent to your mobile via SMS. 

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